Monthly Archives: 2010年February

Mortgage Scenario for February 17, 2010

5.00% (APR 5.029%), 30-Year Fixed, $400,000 loan amount, 80% Loan-To-Value, Refinance – No Cashout, Single Family Home, 740 FICO This is a generic refinance scenario where the borrower ha......

The Best And Worst Cities For Commuters (2010 Edition)

According to the Census Bureau, 2.8 million people commute to work 90 minutes or more each day, in each direction. Now, your daily commute may not be as long, but time spent in cars, trains an......

What’s Ahead For Mortgage Rates This Week : February 16, 2010

Mortgage markets worsened last week on general profit-taking in the U.S. bond market, combined with talk of a coordinated rescue effort for Greece and its debt burden. Mortgage-backed bonds so......

How Rising Consumer Sentiment Is Linked To Higher Home Prices

Consumer Sentiment has been on the rise since last February and it’s something to which Chicago home buyers should pay attention.  The affordability of your next home may hinge on consum......

In Pictures: The Severity Of The Foreclosure Crisis Depends On Where You Live

Foreclosures stories dominate the national housing news. It seems at least one foreclosure-related story makes its way to the front page or the nightly news every week. But for as much as the ......

Mortgage Scenario for February 10, 2010

4.25% (APR 3.902%), 5-Year Interest-Only ARM, $400,000 loan amount, 80% Loan-To-Value, Purchase or Refinance, Single Family Home, 740 FICO In this scenario we are highlighting an Interest-Only ......

Separating FHA Fact From Fiction : Mortgage Insurance Premiums

The mortgage lending landscape changes a lot.  Rates and guidelines are in constant flux, and it creates preparedness challenges for buyers in Chicago that aren’t paying in cash. The loa......

Mortgage Approvals Are Getting More And More Scarce

The economy’s improving but lending standards are not. Nationally, banks are making mortgage approvals harder to come by. Underwriting guidelines are tightening. The data comes from the......

Mortgage Scenario for February 8, 2010

4.875% (APR 4.904%), 30-Year Fixed, $400,000 loan amount, 60% Loan-To-Value, Refinance – No Cashout, Single Family Home or Condominium, 740 FICO This is a generic refinance scenario where......

What’s Ahead For Mortgage Rates This Week : February 8, 2010

Mortgage markets improved last week on domestic jobs data and international banking concerns. The news triggered buying in the bond market and, as a result, conventional, FHA and VA mortgage r......

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